As the year comes to an end and we start preparing for 2023 we partnered up with a local mortgage specialist to have a brainstorming session on how we can better educate and advise our clients throughout these changing times.
The current market conditions might seem scary for many homebuyers with rates constantly going up and fear in the marketplace but it’s our job to properly educate our clients throughout the entire process and show them that this may actually be a great time for them to buy.
Marisa Nguyen is a mortgage specialist with the Vine Group and has been in the mortgage industry for over 15 years. She put together the chart below to show how the decreasing prices and increasing interest rates actually affect your down payment & mortgage payments.

If you would like to speak with Marisa directly, she can be reached at 905.923.0818 or by email [email protected]
-Nathan Ferro